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CARS benefits

Click on one of the links below to learn more about the benefits of adopting both an innovative recovery approach and CARS.

  Improved Collection

  Arrears Recovery

  Direct Deductions

  Recovery Initiatives

  Case Consolidation

  Staff Arrears

  Improved Cash Flow

 

CARS Brochure

To download an overview of this system in PDF format please click on the link below.

Download Overview (247k)

(N.b. use the PDF viewer print option to print the overview)

 

 

 

 

 

 

Merchant Software Limited, Arrears Recovery, Welfare Rights, Money Matters, Software Development  

Corporate Arrears RecoveryCorporate Arrears Recovery System

The Corporate Arrears Recovery System (CARS) is a unique solution, which enables public sector organisations to significantly improve the efficiency and effectiveness of their arrears recovery process.

Debt Types

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Council Tax

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Rent Arrears

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Sundry Debts

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Non Domestic Rates

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Housing Benefit Overpayments

Advantages

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Saves your organisation time and money

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Easy to use and learn

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The Corporate Module is compliant with the Citizen's Account Initiative.  It enables all related accounts to be linked together to create a true Citizens Account which can be used to manage payments and recovery

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Corporate approach to arrears management eliminates multiple debts spread across departments and provides a consolidated view of arrears

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Cases are assigned to Recovery Profiles that reflect their circumstances and ensures that the most suitable recovery approach is taken

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Case Assignment to individual Case Officers allocates responsibility

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The Integrated Diary function allows all planned “follow up” activities to be easily managed

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Recovery strategies can be accurately monitored, reported and refined, over time, to improve effectiveness

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Modules for each specific debt type are available, (eg. Council Tax, Rents, Non Domestic Rates, Sundry Debts and Housing Benefit Overpayments) allowing the system to be customised to deal with any organisations’ arrears recovery requirements

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Voluntary client arrangements can be negotiated, recorded and then monitored automatically, which substantially reduces the time manual maintenance would require

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The Direct Deductions module identifies eligible benefits cases and maximises the level of direct deductions received. This feature has already demonstrated significant increases in the revenue collected and the additional revenue from this approach can normally more than cover the cost of the system

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The Income/Expenditure assessment tool ensures that voluntary debtor arrangements are as realistic as possible, increasing the likelihood of cooperation and improved collection rates

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Automated document production, allows standard documents to be issued quickly and efficiently, using Word

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External agencies can be allowed remote access to the system which ensures they have up to date information and increases the efficiency of the overall process

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Cases passed to external agencies can continue to be monitored in respect of recovery achieved, allowing effectiveness of external agencies to be gauged independently

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Effective Management Reporting by reports and graphs allows the necessary management decisions to be taken to improve the service to clients.

Best Value

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Significant reductions in the time and effort required to administer each arrears case can be achieved.

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Existing staff resources can utilise their time in a more efficient and effective way to provide better recovery results for the council.

Affordable

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The system is available on either, the traditional license and support fee basis, or the more easily budgeted fixed implementation cost and monthly rental option, which does not require a capital budget.

Benefits of CARS system

Click on one of the links below to learn more about the benefits of adopting both an innovative recovery approach and CARS.

Improved Collection

Arrears Recovery

Direct Deductions

Recovery Initiatives

Case Consolidation

Staff Arrears

Improved Cash Flow

For more information, please consult our Corporate Arrears Recovery System brochure available to download here.  If you would like further information, please don't hesitate to phone our sales team on 0141 582 1240 or Contact Us.


Proven Effectiveness

A major Scottish Council currently using the system has recently been awarded an IRRV Performance Award for Excellence in Debt Management.

Improve In Year Collection

Optionally, prioritise and improve the in year collection rate by focusing on the payment of current year first.  This can help break the cycle of late/non payment.

Reduce Referrals

Reduce the number of cases referred to external agents, Bailiffs, Solicitors and Sheriff Officers.

Take Greater Control

The system provides the dedicated arrears case management and recovery facilities which minimise the manual effort involved in managing arrears cases allowing council staff to take greater control of the arrears caseload

Automate Direct Deduction Requests

Automate the request of Direct Deductions from the DWP for Income Support and Job Seeker cases.

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