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CARS (RSL) - Centralised Arrears Management

Recovery Responsibility

The CARS-RSL system provides a central repository for arrears cases within an organisation and supports the allocation of responsibility for handling the recovery process.  The organisation of recovery can be either a local responsibility, a central responsibility or a combination of both.  Where required the case can subsequently allocated to recovery profile for Bailiff or Sheriff Officer action.

Localised Recovery

The initial recovery actions are often handled at a local level where staff know the tenants and can discuss their arrears and resolve their repayment.  Where the arrears cannot be resolved and more serious action is required this is often better handled by staff with specialised arrears recovery knowledge.  Cases with the CARS-RSL system can be easily moved from an initial recovery profile, which is the responsibility of local staff, to a central recovery profile for collection.

Centralised Recovery Team

CARS-RSL allows a central recovery team to handle any cases passed for its attention.  This is of particular benefit to parent organisations where there are a number related organisations which share resources.  A centralised team would be able to handle all of the more serious arrears cases and, where necessary, pass the cases to either a Collection Agent, Bailiff or Sheriff Officer for legal recovery action.

 

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